An irritation-reduced solution created with the optimal ratio of key ingredients for first-time retinol users just starting to notice the appearance of fine lines caused by dry skin. The perfect choice to prevent and correct early signs of aging before they set in. Key Ingredients:Pure retinol (Vitamin A): Decreases wrinkles and fine linesPanthenol: Protects and moisturizes skin from external stimuliAdenosine: Skin cell activation. Improves elasticity and wrinklesTocotrienol (Super Vitamin E): Reduces visible signs of aging and skin damage. Dermstore has partnered with Flex to allow you to use your Health Savings Account (HSA) or Flexible Spending Account (FSA). This means you can now use your HSA or FSA debit card to buy COSRX products with pre-tax dollars, resulting in net savings of 30-40%, depending on your tax bracket. Eligible for HSA/FSA with a letter of medical necessity at checkout. From dermatologist-recommended treatments to solutions for chronic skin conditions like acne, eczema, and rosacea, these products are both effective and eligible. | COSRX The Retinol 0. 1 Cream, 20 ml | Dermstore