Get Simple Personal Finance Solutions with I Will Teach You to Be Rich

Want to get a handle on your personal finances but not sure where to start? Confused with all the scary finance terms like “Roth IRA”, “diversified portfolios” and the like? We don’t blame you. When it comes to money, th...

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Workplace Mistakes

Make no mistake, the way you dress at work is a direct reflection on your judgment. Whether there’s a strict dress code or no specific dress code at all, you should always come to your office dressed for success. Make sure you steer clear of these obvious “do-not’s” when it comes to an interview or day at work!

  1. Don’t dress like you’re going to a bar or club: Plunging necklines, tight clothes, and any heel more than 3 inches is a huge NO!
  2. Do your job: Make sure (if you’re hired) that you don’t police the area. What we mean is, don’t tattle on your co-workers for leaving dishes in the sink or waste in the bathroom. If it’s truly bothersome you can tell the person that oversees that particular area. Don’t tarnish your reputation.
  3. Leave your parents out of this: I guess this shouldn’t even be said, but if you’re in trouble at work don’t include your parents. It’s not a parent/teacher conference. You were adult enough to get this job alone (we’re assuming), so you’re more than capable of handling things on your own!
  4. New-Hire Rules: If you’re a new hire you should be on your absolute best behavior. Show your co-workers and superiors that you have staying power! You want to show them that you’re a wonderful asset to their team.

You should be taking these opportunities seriously, because you want to be taken seriously. Do everything you can to prove yourself in a professional environment, and you will climb that business ladder in no time!

Take Control of your Finances

We understand that your credit score is probably not perfect. We also understand that you blame your blunders on your irresponsible past. Well, now you’re grown. So, it’s time to take control. We’re right there with you. Do you want some helpful tips?

  1. Check your score – you get one free credit report a year. Make sure you grab yours and use it wisely. Print it out and use it as a reference point. Go through your credit report and handle any outstanding debt or indentify theft red flags such as credit cards in your name that you don’t even remember opening.
  2. Don’t Over Apply – It hurts your score each time you apply for credit, so make sure you use this few, far in between. If you’re apartment hunting, make sure you take a current printout of your score. The same thing goes for loan seeking.
  3. Stay on Top of Things – Forward your mail if you move, so that you do not miss a payment. The smallest outstanding debt can cause the biggest and nastiest hit on your credit score.
  4. Keep your Card Open – Keep your oldest card open and in good standing for as long as you can. The longer you have a card in good standing open, the better your score gets.
  5. Upgrade – Request that your credit limit be raised. This is a good reflection on you, and it looks like your carrying less debt!

Above all else, your credit score is what will get you most things in life (as far as finances go, anyway).  Stay on top of this, and we promise you that your financial life will be 90% less stressful.